An upgrade to CoreLogic’s Instant Merge credit reporting solution, Merge Plus is a supplemental report that provides details on one to three flagged items from the Instant Merge report. It saves residential and commercial mortgage lenders time and money by researching the credit of borrowers who don’t need a full RMCR.
Instant Merge is the most widely available and accepted merged credit reporting solution in the mortgage industry. It offers a wide range of product upgrades to provide a more thorough credit analysis.
With Instant Merge and Merge Plus, users can:
- Search open balances, accounts in disputes and more
- Verify existing mortgage balances and monthly payments
- Access credit information on complex credit histories
- View historical credit information going back as far as seven years on borrower and coborrower
- Access details on one to three flagged items from the Instant Merge report
